• 07Sep

    A home is a place where you spend most of your life. During this lifespan ,an emotional bonding develops between you and your place of living, irrespective of the fact that whether that home is owned by you or not. If you are a tenant, you always think of getting or buying that place. Here, we are talking about council tenants. Unsecured loans for council tenants serve the financial needs of such tenants.

    About the unsecured loans for council tenants

    Unsecured loans for council tenants are loans offered without any security or collateral. You can borrow amount ranging between ₤1000 to ₤25000 for a period of 6 months to 10 years with an unsecured loan for tenants.

    About council tenants and their rights

    A council tenant is the one who has the right to buy the place where he is residing as a tenant for a considerable period. This period is generally around two years. After completion of such period these tenants can buy the property at discounted rates. These tenants also have the right regarding repairs in the house. However, there are certain conditions which need to be considered before you go for buying the home or conducting any repairs through an unsecured loan for council tenants. These are:

    ?Your place of living should be your main or only home.

    ?You are staying or living in that home.

    ?You should not be living in sheltered home where services are provided.

    ?The home hasn?t been designed for people with special needs

    ?You right should not have been suspended by court for any reasons.

    ?Your home should not be the part of your job profile

    Back to unsecured loans for tenants

    The benefits?

    Unsecured loans for tenants give you freedom from the stress of putting your asset on stake. As there is no collateral valuation involved, the approvals are quite faster making them suitable for your urgent requirements. People with bad credit history or poor credit score are also considered for such loans.

    The usage?

    Unsecured loans for council tenants can be used for any of the following purpose of the council tenants:

    ?Consolidation of debts

    ?Wedding or education expenses on children

    ?Holidaying purpose

    ?Home improvements and repairs

    ?Buying your place of living

    Search and apply?

    You can search for unsecured loans for council tenants through online websites. You can compare the free loan quotes available on these sites. You need to mention in application, details such as name of the borrower, address and contact information, loan amount and loan purpose. After getting your details the lenders will contact you with his services. It is recommended to determine your repaying capacity and APR of the loan before entering into any agreement with the lender. Also, carefully read the small prints of the loan to avoid disagreements later.

    So if you are a council tenant seeking financial support in the form of loans, unsecured loans for tenants is here for you to provide you that support.

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  • 07Sep

    Filing for bankruptcy is a drastic measure that should not be taken lightly. People are often overwhelmed both by the detailed paperwork that is required and also by the emotional toll it takes. Because filing bankruptcy is extremely complex, you should get bankruptcy help to make sure that a chapter bankruptcy filing is done according to all the rules and regulations.

    Seeking help from a credit counseling agency may help you to avoid filing for bankruptcy. Credit counselors know of alternatives to help with debt collection situations or they can negotiate with creditors to lower monthly payments and reduce, or even eliminate, the interest charges and late fees.

    This kind of assistance is often effective. Creditors are acutely aware of the fact that when a debtor is pushed into going bankrupt, they will not collect what is owed them. It makes sense, therefore, for creditors to be open-minded about working work with the debtor when they are having trouble making their payments. By working with a cooperative creditor, a debtor can often avoid bankruptcy altogether.

    A debt consolidation service is another way that may help in avoiding bankruptcy. Debt consolidation can sometimes be arranged by the credit counselor. You may be able to obtain a lower interest rate and make one monthly payment by consolidating your debts. This will lower your monthly payment, easing the burden on you and your family.

    If credit counseling or debt consolidation doesn’t meet your needs, and filing for bankruptcy is inevitable, you should seek a qualified bankruptcy attorney for legal advice. Be sure you work with experienced counsel, one who specializes in the different chapter bankruptcy filing types. This will assure that your case is handled properly and discretely, and the required paperwork is timely filed. You should not try the DIY approach to try to save a few dollars. Incorrectly filing paperwork or not following the court timeline can result in your bankruptcy court record being thrown out. While filing for bankruptcy is a huge decision, you should keep in mind that according to Federal law, the procedure was made available so that those in difficult financial situations have an opportunity to have a second chance.

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  • 26Aug

    With eCommerce flourishing today on the Internet many professionals in the self help business are now able to order CDs on demand. This technology makes it possible for many people to do more and better business.

    One hypnotherapist used to provide his clients with audio cassette tapes. Once his patients started telling him that they needed CDs because they didn’t have tape players any more, McFall had to find another solution.

    People often need someone to manufacture, package and ship CDs or DVDs, and to track the orders and accounting.

    You probably don’t want to order 500 or 1000 CDs at a time, because you might not know which CDs will be the most popular.

    The cd on demand production model, however, gives you the ability to produce and ship custom packaged CDs or DVDs, one at a time using Acutrack’s On Demand model which includes a back-end to a person’s website which they can manage by themselves.

    “It’s all tied together. With hundreds of titles which I quickly set up to sell,” said Richard McFall, a hypnotherapist in California. “The on demand model makes it possible for my company to exist. I simply send the files and it all happens a short time later… I’m a hypnotherapist… I like that kind of magic.”

    The custom artwork, designed by Acutrack’s graphics department uses his logo on the labels and covers of the content, which adds value to each one of the CDs. Competitors are still doing content management in-house while he has virtually eliminated inventory and obsolescence costs of pre-produced inventory.

    Self help professionals can offer customers more than 150 CD titles. If these had to be manufactured, stocked, inventoried and shipped, it would be virtually impossible because most places would require minimum orders of 1000 for cost efficiencies. That means they would have 150,000 CDs sitting in a warehouse somewhere.

    Here’s how it works. You just upload the content and on demand technology processes orders. Billing every 30 days is easy and reliable, and funds come in without a worry.

    Logistics, inventory, personnel, facility and equipment costs to duplicate the on demand service would make starting businesses like this impossible. Product titles can be added every day without having to worry about how to stock it, pay for it, or produce it.

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  • 26Aug

    Getting your supply chain management right can give your business competitive advantage by lowering costs, greater efficiency and improving customer satisfaction by getting goods to customers faster. The impact of technology with the use of RFID tags to track pallets and shipments electronically and merging this into the stock and order management system is making the SCM aspect of a business an area of substantial opportunity for creating competitive advantage.

    Now that all sounds fantastic with the ability to track individual shipments through the supply chain and maintaining data on product, serial codes, description, quantity and so on. Combining RFID data with barcode information creates even more information that can be manipulated and collected.

    In truth though, what we have is a KPI nightmare with such a huge choice of metrics to choose from we are at serious risk of KPI overload with metrics duplicating information and business trends leading to information overload for management.

    Remember that using KPI’s effectively means that you first must select the right metrics to measure and ensure that managers fully understand what those metrics are actually telling them. The best metrics to use are those that combine in a ratio form and this means that we lose some of the underlying raw data trend that is available. Combining delivery time with order value will give us an index of how well we are at getting our order pipeline to our customer base but the smoothing effect of the ratio will hide long delivery times for low value products which may increase rather than decrease overall customer satisfaction leading to a knock on effect in customer care and contact center KPI’s.

    With any KPI scorecard system, choosing the right metrics is essential and less is also more. Remember Pareto’s Principle, 80% of the benefit will be derived from 20% of the activity - the same applies with your metrics. Scorecards carrying twenty or thirty metrics are going to overload decision makers using the dashboard so keep it simple and reduce the metrics being used to those that are essential.

    Allowing the metrics to be reduced means that managers can gain a far more intimate knowledge of what a metric is actually trying to tell them and this makes the difference between using the dashboard for a simple performance against target check and really unleashing the diagnostic and management power of a the KPI metrics. With the massive influx of data that is being collected and collated by an SCM system, it is very tempting to rush headlong into trying to use all of this information. The fact is that in those KPI systems where metric selection is rigorously kept to a minimum, managers tend to make more successful decisions that their counterparts operating a complicated, metric overloaded dashboard.

    The adage here is that less is more and following Pareto’s Principle, 20% of your metrics are going to give you 80% of the SCM information you really need to make effective management decisions.

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  • 26Aug

    In this article on credit reports, we will talk about credit scores. Specifically, how to raise them. After reading my first article, ?About Credit Reports?, you should have ordered your credit reports, looked them over and picked out all the bad stuff. Now you want to know what to do to raise your credit score.

    Ok. First things first.

    Your credit score is deemed by the following:

    ? Payment History ? 35%

    ? Balances owed in relation to your high credit limits (utilization rate) ? 30%

    ? Years of credit built up ? 15%

    ? Number of credit inquiries ? 10%

    ? Type of credit ? 10%

    Knowing that your repayment history is the most influential part of your credit score, you need to pay your bills on time. I know it sounds fundamental, but paying on time is instrumental in getting a good credit score. If you are behind, catch up. If you can?t catch up, get help. And then pay on time! If you started paying all your creditors on time for 12 straight months, you could raise your credit score 50 points or more for just that one creditor.

    Along that same line, all the bad payment history you have in your report needs to come off your credit report. I know what you heard. The same thing touted by ?run of the mill? consumer advocates (usually ones born with a silver soon in their mouths with never a credit problem), banks and credit bureaus: ?Only time can erase bad credit from your credit report?, or ?You have to wait 7 years (or 10 for bankruptcy) for your bad credit to come off.?

    Simply not true! That will be a whole other article, but for now let me say, by federal law, ANYTHING on your credit report that is misleading, erroneous, obsolete or unverifiable HAS to be deleted. There is no way around that. It?s the law!

    Anyway, a series of disputes and other methods of credit repair and restoration are proven to get negative information off of your credit report BEFORE their 7 or 10 year statute of limitations is up. The more negatives you get deleted, the more your score will raise.

    Another way to raise your score is concerning the balances owed on your credit cards and loans. In general, using any more than 40% (30% is better) of your available credit, will hurt your credit score. 30%-40% or less will help it. If you are in position to, pay down your balances on each of your open credit accounts to at least 40% of your available credit. So, if you have a $1,000 limit on your credit card, you should show a balance of no more than $400.00.

    If you do not have the money, maybe you can do some credit card shuffling if that makes sense in your particular situation. If not, just pay down as quickly as you can.

    The one factor with your credit score that you have no control over is your years of credit built up. Basically, the more time you have been in the system, the more, theoretically, you’ve proven yourself and you are seen as a better credit risk. If you?re young (right out of school) or have not had much credit in your life, you will just have to wait it out.

    Inquiries. Inquiries show up on your credit report as a result of you applying for credit and the creditor pulling your credit report (making an inquiry) into your credit report. Although counting for only a relatively small percentage of your credit score, it is still seen as a negative if you have too many inquiries. Especially if those inquiries are not followed up by the creditor with an actual extension of credit.

    More than a few inquiries in a year make you look desperate to the credit scoring software. With that said however, only these types of inquiries count against you. There are other types of inquires which are conducted for promotional purposes to solicit you for credit offers, jobs or insurance products or even when you pull your own reports, that do not count against you.

    One more little known tidbit as stated in my list above: The type of credit you have can influence your credit score. Mainstream credit granted by banks for instance, if paid on time, will do wonders for your credit score. However, if you get credit from a finance company (HSBC, American General) or some other ?2nd or 3rd tier? credit grantor, you could hurt your score.

    With that said though, I need to say this as well. Sometimes, especially when you are building or rebuilding your credit, it?s the only credit you can get. In that case, just pay the bill on time each month, and all things being equal, you will be okay.

    So to sum up. You can help raise your score in the following ways:

    ? Pay your bills on time

    ? Never go more than 30-40% over your available credit

    ? If you have limited credit, get some and build it over time

    ? Don?t apply for too much credit in a short period of time.

    ? Choose wisely who you are getting credit from. Banks and other conventional lenders are best.

    I will continue to bring you articles on credit reports as we move forward. So stay tuned and I hope you got something out of this.

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  • 21Aug

    With a Roth IRA on Roids, you could contribute $5,000, $20,000, $50,000 and $100,000 depending on how much money you have and how much you want to contribute and when you want to begin to withdraw your money.

    It is powerful wealth building tool. When I heard about this from Roccy DeFrancesco, I was completely overwhelmed because I spent my lifetime looking for tax-advantaged products that are safe, legal, that you can use, with very little risk. You are not going to get this from your lawyer or your accountant. Your lawyer’s stock-in-trade answer is “possibly, maybe or I’ll look into it.” And even if he knows he’s not going to tell you because, traditionally, he works on both sides of the fence.

    Your accountant and lawyer would typically not look to at any type of these products because he could become an IRS target. Whenever there is a criminal investigation, his papers would be the first thing they go after, summonses. I work with accountants and I teach them and this is their usual stance on the matter. I teach lawyers and accountants for credits. They’re generally intimidated. For the price of preparing your income tax return, they’re not going to look at these types of wealth-building tools. The wealth-building strategies of a Roth IRA on Roids are completely legal. You do not have to hide your money. You do not have to go offshore. You do not have to provide a lot of documentation, and you do not have to report your requirements to the feds.

    With a Roth IRA on Roids the following basic information would be required: your age; how much money you wish to deposit into your account; when you wish to withdraw from the account. Based on this information, a specific financial chart can be drawn for you.

    To summarize the main benefits of your Roth IRA on Roids: your money never goes backwards; you’ll be able to take your money out tax free; there is a guaranteed return. So let’s discuss how you can fund your account using other people’s money.

    Roccy DeFrancesco’s wrote a book, “Home Equity Management.” The book is very well written. Roccy is a very meticulous guy and I have a lot of respect for him. The book describes how you can reposition your home equity. Let us look at your home equity for a moment. If you are in your home with a 95% mortgage, does your mortgage diminish the value’s home? The answer is, “No.” If your home is fully mortgaged it would not diminish the value. But, if you live in an area like California, with mud slides, or Florida with hurricanes and tornadoes and you own 100% of your home (i.e. not mortgaged) then whose problem would it be if your house slides down the hill or it goes under water? It would be your problem. On the other hand, if it’s heavily mortgaged, then it would not be your problem. It would be an insurance problem and it would be a mortgage company problem.

    So what is the relation of your home equity with your Roth IRA on Roids? If you leverage your home equity and reposition it to fund your Roth IRA on Roids then, effectively, your money is sitting in your Roth IRA on Roids account and in investment opportunities and it’s safe. Real estate is the only leverageable asset class. Everybody understands that you buy real estate with 5% down, 10% down, depending on how well financed you are. It’s the only leverage that is recommended, people accept, people understand, the banks do it. So by repositioning your home equity in order for you to fund the Roth IRA on Roids, financially you are using other people’s money. And this could also be accomplished with commercial real estate. If you have equity in commercial real estate, refinancing it in order for you to reposition your assets definitely makes a lot of sense. At the end of the day, you still have the same assets. If you have equity in your home or commercial estate, that’s an asset. If you have equity in Roth on Roids, or other investment opportunities, together they are the same number. You’re just repositioning. You are relocating your assets. That’s all you’ve done.

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  • 21Aug

    If you?re looking for a one-of-a-kind wedding site, your own back yard may be just the place. If you are considering holding a wedding at home, there?s a lot to think about. For example, do you need a tent? Are you required to have a special events license? Should you get portable toilets for the back yard? These small touches can make or break a back yard wedding.

    According to Elana Lancit, founder and president of Vancouver-based Sweet Beginnings, a full-service wedding consulting and event-planning company, ?An at-home affair takes a lot of planning. Consider hiring a professional consultant. Although the benefits of a home wedding come with added considerations, if you arrange everything in advance, the day will be wonderful for you and your guests.

    ? Weather or Not: First on Lancit?s list is weather insurance. ?Plan on renting a tent no matter what,? says Lancit. ?Weather is just too unpredictable. Tents provide good shade in the heat, and if you are planning a wedding in the fall, heating lamps are good to have on-hand,? she says.

    ? Be Neighbourly: To ensure your neighbors don?t complain about the noise, invite them along, or at least inform them about the event. If you are not inviting the neighbors, Lancit suggests dropping off a bottle of wine or a gift certificate to a restaurant a few days prior to the event. ?This shows appreciation and respect for your neighbours,? says Lancit.

    ? Menu Planning: Lancit suggests hiring a catering company to handle the food and bar. Before the wedding day, invite the caterers to your house so they can see what kind of space your kitchen offers. They may decide to bring a tent to provide additional space for prep work. Before signing the contract, make sure to discuss what is included in the cost. For example, will they provide plates and utensils? Also, consider the weather ? you want to choose foods that will not perish.

    ? Parking: Parking can be a cause of distress on the big day. Since most homes cannot accommodate 200 cars, Lancit suggests using a valet service, which most guests appreciate. The valet service will handle all logistics and keep your guests from walking a great distance. ?If you choose to hire valet, consider having extra staff at the beginning and end of the event,? says Lancit.

    ? License: Lancit suggests calling city hall to find out if you are required to have a special license or permit for your event, such as a parking permit or a special event license. Also get information on notice by-laws and inquire about extra insurance.

    ? Bathrooms: Don?t forget to think about bathrooms! This is something that people all-too-often forget about. If you don?t have enough bathrooms in your house or do not want people trekking through, consider port-o-lets. Have at least two set up not too far from the party. Lancit also suggests hiring someone to clean the bathrooms during the event.

    ? Event Logists: Lancit recommends creating a complete floor plan and to consider the location of the musicians; head table; guest tables; dance floor; dressing room for bride, groom and attendants; and station for hair and makeup.

    ? Power: Check on getting an extra generator. With all the music and lighting, you want to make sure not to blow a fuse during the event.

    ? Flooring: If you are setting up your dance area on grass, consider ordering a dance floor. If the ground is uneven, work may need to be done in order to lay down the flooring.

    ? Lighting: Guests need to be able to see where they are walking so they don?t trip over anything. Make sure everything is well-lit. Consider adding candles, lanterns and mini-lights.

    ? Flowers: Make sure to work with a florist who will provide flowers that can hold up in all weather conditions.

    ? Coat Check: Depending on the time of year, make sure you have a place for guests to hang their coats.

    ? Don?t Forget The Inside: Make sure your house is presentable just in case guests take a peek.

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  • 21Aug

    Emotions. We all have them. And as marketers we?re all taught that you have to appeal to your prospect?s emotions in order to get your most-wanted response. When you?re selling B2C products like health supplements and consumer newsletters, this is absolutely the true. But in the B2B world, it?s not quite so simple. Here?s why?

    B2B Buyers Have Conflicting Emotions

    True, the B2B buyer has emotions just like the average consumer. Only when you get her over the edge from ?I need it? to ?I want it? will she make a buying decision.

    However, she is sitll an employee of her company. She must take into account her company?s needs when making a decision to purchase your B2B product or service. And her company?s needs don?t always jibe with her own. Here?s an example of what I?m talking about.

    Let?s say Sarah is a software development manager with a medium-sized consulting firm. The programmers that report to Sarah make changes to the underlying software architecture without informing their supervisors. This causes broken builds and missed deadlines. Sarah?s boss has told her she needs to buy a change management system for her company.

    Sarah knows she these probelms have to stop and a change management system will help. She has investigated her options and is leaning toward the market leader in the change management space. It?s got all the features her company needs and long track record of past success stories.

    There?s just one problem?

    You Cannot Neglect a Business Buyer?s Personal Needs

    While this solution is very feature-rich, it requires about 3-4 hours a day for maintenance and administration. Sarah knows her company cannot afford to hire a full time change management person, so the administrative burden will undoubtedly fall on her.

    Sarah just had a baby earlier this year and already doesn?t get to see much of her family. Her job is too demanding and overtime-intensive. This causes her to seek other options that might not require such an extra duty, but she just doesn?t see any other products that meet her company?s change management needs.

    Are you beginning to see why the B2B sale becomes so complex?

    Selling to a prospect?s emotions is very important. But B2B sales prospects have two sets of buying needs that don?t always dovetail with one another. You must address both if you are to maximize your chances to sell big-ticket B2B products and services.

    That?s why it?s important that you hire a B2B copywriter to understand this dichotomy and can address both sets of needs. Business, as well as personal. Very few copywriters can do both in the same promotion with an equal degree of skill. So when you find one who can, hang on to him: he?s worth his weight in gold.

    We?ll talk more about meeting the B2B buyer?s business needs while addressing his personal concerns and emotions in a future post, so keep your feedreader pointed right here at ericlynchcopywriter.com.

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  • 13Aug

    Marketing is essential to the success of any business. Yes, there are some businesses that do well with little or no advertising. But there is more to marketing than advertising. Much more.

    The American House Dictionary defines marketing as ?the commercial functions involved in transferring goods from producer to consumer? That covers a lot of ground. It starts with the production of the product, and ends with the purchase of the product. Or does it?

    If you don’t like that definition, consider the four ?Ps? of marketing: product, place, price and promotion. You may have heard those in business school, and they are, no doubt, important. You must have a good product. You must place it where your target market will see it. You must price it properly. And, of course, you must promote it.

    These two concepts provide a pretty good picture of marketing. But there’s something missing. Something important. And that ?something? is customer service.

    ?Being on par in terms of price and quality only gets you into the game. Service wins the game.?

     Tony Alessandra

    Every successful business owner knows that providing good customer service is important. But have you taken the time to think about why this is true? There are many reasons:

    ? Happy customers tend to be repeat customers. If they had a good experience once, they will remember it the next time they need something that you can provide.

    ? Happy customers can refer their friends and family to you. Your best advertising efforts just can’t beat a personal testimonial from a satisfied customer.

    ? Happy customers might give your products or services as gifts. This puts them in the hands of a new customer, and if you make a good impression, he could become a repeat customer.

    ? Happy customers can spread the word far and wide. In the Internet age, anyone can broadcast his opinions through blogs, websites and email. Those who have a favorable opinion of your company may take it upon themselves to provide free advertising for you.

    ? Unhappy customers won’t come back, won’t refer you to friends and family, and won’t give your products or services as gifts. But they may very well spread the word far and wide. In fact, they’re more likely to broadcast their unhappiness than happy customers are to share their opinions.

    Customer service can easily cause your business to sink or swim. So why isn’t it even mentioned in many definitions of marketing?

    Maybe it’s because it’s such a loaded subject. Customer service is one of those things that permeates every aspect of a business. From the design of the product, to the way it’s promoted, to the method of delivery to the customer, and beyond. In fact, many of the most important aspects of customer service happen after the sale is made. These include responses to questions about the product, handling of complaints, and follow-up efforts.

    Or maybe it’s because customer service isn’t an exact science. There are certain things about it that are universal, but what works for one business won’t necessarily work for another. Small, localized service-based businesses, for instance, might be able to follow up with each customer by phone and ask personalized questions about their experience after each purchase. For larger, product-based businesses, such an approach might be impractical.

    Whatever the reason may be, it’s imperative to keep customer service at the forefront of your marketing efforts. It’s much easier and more cost-effective to keep an existing customer than it is to gain a new one.

    Going the Extra Mile

    ?Here is a simple but powerful rule ? always give people more than what they expect to get.?

     Nelson Boswell

    Customer service is, obviously, about treating your customers well. It’s about making sure they had the best possible buying experience, and that they are satisfied with what they bought. Your competitors know this, and if they’re doing well, they put it into practice.

    If everything else is equal, customers will give their business to the company with the best customer service. So how do you compete with another company that values its customers? You go above and beyond the call of duty.

    Even if you have little or no competition in your niche, or your competition has a lousy reputation, it pays to give your customers more than they expect. If you do, they will be more likely to spread the word about their experiences and less likely to stray. Here are a few ideas to get you started.

    ? Offer spectacular support. Provide multiple options for contacting your customer service department, such as 24-hour phone support, online chat and email.

    ? Offer incentives to loyal customers. For example, start a program that gives them gift certificates or discounts after they’ve purchased a certain dollar amount in products.

    ? Give free gifts with purchases. They don’t have to be expensive to make an impression.

    ? Make a money-back guarantee. New customers are more likely to try your product if they feel that they have nothing to lose.

    ? Have a customer appreciation day. Invite customers and prospective customers to your office or storefront, and provide refreshments, activities and prizes. If you do business online only, you could do prize drawings or offer free samples.

    It’s great to try to see things from your customers’ point of view, to think about what you would want, need, and expect if you were one of them. If you can provide that, your customer will be satisfied. But if you can provide more than that, he will be delighted.

    Any business that completely ignores customer service will go under quickly. Those that do enough for their customers to get by will do just that ? get by. But if you can consistently exceed your customers’ expectations, you will go far. Doing so will require extra work, and it might require some added expense. But your efforts will be rewarded handsomely.

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  • 13Aug

    I came to understand the true meaning and value of a business relationship over 10 years ago after spending thousands of dollars in traditional advertisements with little return. This is not to say that traditional advertising is wrong ? I just didn?t have the money to do it! I then realized that without the funds to do consistent traditional advertising that I had to develop business relationships that would provide referrals, as well as resources.

    Once I started meeting with other business owners one-on-one I discovered that no advertisement or marketing plan in the world could beat the true value of developing a business relationship that involves trust, value and the willingness to share and refer.

    How many times have you heard the saying, ?the diamonds are in your own backyard?? You know it?s really true! After evaluating where my business came from in 2003, it was either through a referral or from a relationship that I had developed.

    Yes, develop a good business relationship and just like the brilliance of a diamond, it will shine throughout your business in the form of referrals and profit. The true source of new business prospects and profit really is just a relationship away!

    So, the big question is if this sounds simple and your business can grow from developing relationships, why isn?t it being done more amongst micro and small business owners? The answer is simple ? it?s because they don?t understand the true value and benefits of developing a business relationship.

    When a small business owner first starts their business they are in what I call their dream stage. They have a tendency to mock what they think or see a successful business as being, but lack the true understanding of why it is being done. Therefore, most small business owners get business cards, create flyers or brochures and wait for the business to come - as though the mere existence of their business will have customers begging for their product or service. Unfortunately, that?s just not true.

    This same thinking pattern is also transferred into the networking scene. Business owners go to countless business meetings and events and throw their business cards around as though they were playing some high-powered poker game. Then they leave and wait for the business to come. However, they soon learn that it doesn?t come and they blame it on the networking meeting instead of the fact that they didn?t do anything to develop new relationships.

    Part Two will cover the tips you?ll be able to put to use immediately to get your share of diamonds (business relationships.)

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